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A DAWI resource on the capital landscape for worker cooperatives and how finance institutions can support worker ownership.
Capital access is one of the major barriers to worker cooperative growth and conversion.
Finance institutions, funders, advisors, and ecosystem builders trying to understand how to invest in worker ownership.
Heirloom Library entries are summaries and wayfinding notes. The original source is the best place to read the full resource.
Open original resourceRelated
The Democracy Collaborative
A Democracy Collaborative report on financing strategies, case studies, and resources for scaling cooperatives and inclusive ownership.
U.S. Federation of Worker Cooperatives / Democracy at Work Institute
A sector report on worker cooperatives and democratic workplaces in the United States based on fiscal year 2024 data.
Democracy at Work Institute / Project Equity
A DAWI and Project Equity framework for understanding the local and regional supports that help worker cooperatives grow.
This resource helps connect worker co-op development to the finance ecosystem. It is especially useful for readers who want to understand why conventional lending often does not fit worker ownership and what supportive capital can look like.