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A financing FAQ and case study report for investing in businesses converting to worker ownership.
Conversions to worker ownership often need financing structures that lenders and advisors may not yet understand.
Lenders, funders, advisors, and business owners studying worker ownership conversion financing.
Heirloom Library entries are summaries and wayfinding notes. The original source is the best place to read the full resource.
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The Democracy Collaborative
A Democracy Collaborative report on financing strategies, case studies, and resources for scaling cooperatives and inclusive ownership.
Democracy at Work Institute
A DAWI resource on the capital landscape for worker cooperatives and how finance institutions can support worker ownership.
Sustainable Economies Law Center
A legal guide to converting an existing business to cooperative ownership, including entity formation, governance documents, asset transfer, financing, and transaction steps.
This report is useful because it combines practical financing FAQs with concrete conversion case studies. It helps demystify how lenders can evaluate and support employee ownership transitions.